Overpriced leads. Overpriced products. You are shamed if you do not sell Americo products, which very rarely is the best solution for the client. Because it is very rarely the best solution, nearly all of the business falls off the books and agents are stuck with tens of thousands of dollars in chargebacks and debt. This is what they want. They want you to be hopeless and unable to leave due to all the debt you have acquired. This also makes it very difficult for the agent’s managers to leave the company. Because if anyone in their downline has debt then they are responsible for that debt. Every manager has $50k+ in debt from chargebacks and rolled up downline debt. Some have over $300k in debt. They act like they are making money, but they are all barely getting by because the model is simply horrific. This is easily the most corrupt IMO in the industry. Do not waste your time, there are so many better options. The “highest comp in the industry “ is another outright lie. The culture is toxic at best. You are required to “play the game” meaning lie and do everything the owner tells you to do, including fly around the country to attend cult like meetings where everyone lies about making money. The reality is they are all barely getting by. That “$10,000 sale they just made” will charge back. Now they have $10,000 of debt.
