Pros
Excellent Training with a Flexible Schedule
Cons
!!!Listen to me: No matter what they say they will require you sell to your friends and family!!! If you're ok with that cool. If you want to alienate yourself from your friends and family, this is the job for you. I almost took a job with NW Mutual but hated they made you sell to your friends and family. I went with NYL because I was told I didn't have to do that. Definitely "Frat Boy" mentality, even amongst the women. If the "partners" get nervous they would rather let you go then actually work with you. Takes a long time to get contracted and you have to pay for all your contracting and appointments for the company. No real help to get on your feet. Since this is a 1099 position you are responsible for all costs, even all marketing materials. Come to this job with money in the bank...you'll need it!