Pros
The SF office is really nice; there are gyms, standing desk, walking desk, etc. They provide snacks, coffee, water. The benefits are good (health insurance, 401K, ESPP). If you are at the SF office you are close to Bart. The pay is just okay. The CEO and CFO seem like a cool guys and both seem very intelligent (I haven't worked with them personally).
Cons
The culture is more about watching your own back and promoting yourself in finance. Very political organization. Broken financial systems with incomplete data. Be prepared for managers to talk about you in front of you and behind closed doors. Little room for advancement. There is no training on how to perform in your job role, and limited regular training opportunities. Management will tell you learn from the mistakes you make. This conflicts, because the moment you do make a mistake management may hold it against you. Do whatever you can not to make any mistakes. A lot of people lack in the soft skills department. Depending on what role you take determines your work-life balance. I am left to wonder if the C-suite have any idea of what its like to be low on the totem poll in this company.