1. Personal loan application/credit card application life cycle 2. Lending principles 3. 5 C's of credit 4. Mathematical calculations based on Simple interest formulas & calculation of ratios 5. Difference between secured and unsecured lending 6. Basics of banking, how does a bank operate, different products offered, etc 7. Different documents collected for a Personal loan application/credit card application
about anz? about previous role? knowledge about credit assessment? situation based questions?
I was asked if I am okay with relocating to Bangalore.
How would you speak to a customer asking for details regarding a few requirements needed for assessment. (this was a mock call)
I was asked to arrive at an amount for calculating the loan eligibility of a customer through an example
About role
I was asked to write 2 mails as a employee of insurance company, first to the supervisor suggesting 2 solutions for customer query and to the customer assuming that the supervisor has agreed for one of the solution.
How did u handle a difficult situation at work, some question related to lending to Australian customers
As a Credit Assessment Officer, would you prefer offering credit to a self employed person or a full time employee of any organisation
Why do you want to work here?
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