Pros
Work life balance is good if you are not very ambitious and just want a low-key stable job
Cons
1) Poor team bonding and culture 2) Too much control from top. Analyst opinions and inputs not valued. 3) Too many executives/managers with no real decision making power. Very hierarchical. 4) TD is the only bank with a main office in Ottawa ( Due to MBNA acquisition many years ago) . Growth opportunities are very poor due to this factor in the cards risk department, very little mobility and fewer growth options for both Ottawa and GTA employees 5) Highly political middle management cadre. 6) Very poor information/knowledge sharing with analyst. You are just supposed to do whatever is assigned and not ask questions about what else is going on in the department. 7) Poor salaries/compensation/increments . Little budget provided by product partners to the Risk department (cost center)
