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Personal Investment Chatter

Offer questions and experiences related to personal finance and investments. Do not post job lead requests.

546.2K members
  1. Consultant

    My wife and I (both 32 years of age) together make $860k annually gross. She’s an ophthalmologist who bought into her practice and does super well. I work at Big 4. Currently, we auto invest $2500 a m...

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    76
  2. attends University of Texas at Austin

    Base 160k Bonus 30k monthly bills 5k left over 3.5k savings 93k by June. I plan to stop saving at either 100k or 120k and pump all I can into investments. Currently have no Roth, 401k etc need some ad...

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    15
  3. works at EY

    Since my last post, NW has gone up around $600k due to the market. My partner and I are 30 years old and want to retire ASAP, but the high TC in SF tech are like golden handcuffs. We estimate we’ll sa...

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    11
  4. works at CapTrust Financial Advisors

    6 years doing market-neutral arbitrage as a female trader, and the biggest lesson I’ve learned is that the people who say 'it doesn't work' are usually the ones trying to scale too fast without testin...

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    11
  5. works at EY

    Advice needed. My husband is 10yrs older he's about to retire early, he wants me to sign and agree to not take any portion of his retirement instead he will purchase a whole life policy and I will b...

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    5
  6. Manager

    Need some advices. Got a good job opportunity and will be moving from NY to Charlotte. I have a 2 family house in Westchester but I am not sure what to do, keep it to rent it out and manage it from fa...

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    2
  7. Desktop Support Technician
    First time poster

    Has anyone else come to peace with knowing that they're never going to be able to afford to retire? I used to stress about it, but that's over. All I'm stressing about now is living in a car and proba...

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    5
  8. Consultant

    Seems somewhat fitting to ask in this bowl. Has anybody experienced Chapter 13 Bankruptcy? I’m exploring the option to get a fresh restart on bills that got the better of me but am scared to actuall...

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    1
  9. works at Deloitte

    Looking to park down payment amount for home in CD or safe boring account for next 6 months as we scan for home. Which are good options available now. T bills. CD. Or short term bonds. Some banks are...

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    4
  10. Manager

    Does anyone have a good “financial health” dashboard they use? I’m looking for a monthly expense breakdown for budgeting purposes, as well as a section/tab to track NW. Thanks in advance

    8
  11. works at Deloitte

    Retired, 60 yo. No HSA. I have about $3m in pretax, $300k in Roth IRA, and $400k in other. Eligible to open an HSA. Is it worth opening an HSA account with “other” money? Not sure if it over complicat...

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    6
  12. Applications Support Engineer
    First time poster

    Best long-term investment for $100/month? (Already have 401k) IT worker, wife is a nurse, one kid. Combined income ~$190K. Homeowners, 2 years into a 5.9% mortgage. Already contributing to my company ...

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    3
  13. avatar
    John Davis

    Does anyone know the rules of their 401K? I recently desired to leave my place of employment due to differences between management and myself. I called my 401k representative and asked him if I termin...

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    2
  14. Manager

    Why is the market growing again?

    4
  15. Founder

    Is everyone saving up liquid cash to be a part of the $4T AI IPO?

    1
  16. Director

    What would you do? Looking at a new house for 650k with a 250k downpayment. Could pay the house off in 10 years roughly $5000 a month mortgage but would need to reduce retirement savings from 65k a ye...

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    1
  17. Senior Manager

    What are some reasonably healthy inexpensive meals you like to make at home? We are not very creative when it comes to cooking and have been doing the AI route for ideas/menu generation but curious h...

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    5
  18. Director
    First time poster

    So I’m looking to buy a property cash and it going for about $500k. I have about 250k cash including 150k I withdrew from a commercial real estate investment and I still have about 200k there actively...

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    3
  19. Manager

    I just reached my first 100k in stocks. Heard the next 100 gets easier. Was it similar story for you when you hit the first 100k? Did you change anything from your investing strategy once you got to t...

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    3
  20. YW
    Yvette Williams
    First time poster

    I want to start investing but,I have a little bit of money its about $200 to start

    4